payments analytics

Payments analytics merchants can explore themselves

Payment platforms compete on insight as much as rails. QueryPanel embeds tenant-safe payment dashboards so merchants track auth rates, declines, and settlement without waiting on your data team.

Start buildingSee live demo

Product preview

Desktop and mobile inside your app

Mocked browser and phone frames show how QueryPanel looks embedded—AI answers and charts scoped to each customer tenant.

dashboard.payroute.com/insights
AnalyticsQueryPanel embedded

Auth rate

93.8%

-0.4%

Volume

$2.1M

+6%

Disputes

0.42%

flat

Authorization rate (7d)

AI assistant

“Why did my authorization rate drop yesterday?”

Auth rate fell to 91.2% (−2.4 pts). Visa soft declines spiked after 18:00 UTC; issuer 4147 accounted for 31% of failures.

Payments pulse

Auth & settlement on mobile

Auth rate

93.8%

Volume

$2.1M

Authorization rate (7d)

Ask

Why did my authorization rate drop yesterday?

Auth rate fell to 91.2% (−2.4 pts). Visa soft declines spiked after 18:00 UTC; issuer 4147 accounted for 31% of failures.

Best fit

PSPs, payment gateways, and vertical SaaS with payment volumes.

Core KPIs

Authorization rate, decline reasons, settlement lag, and dispute ratio.

Differentiator

AI assistant so merchants dig into declines without opening a ticket.

Short answer

Merchant-facing payments analytics without a custom BI build

Payments analytics for SaaS means embedding authorization, settlement, and dispute reporting inside the merchant portal. QueryPanel ships a headful React workspace so each merchant explores their own payment data with AI-assisted charts.

  • Per-merchant JWT tenancy from your payments backend.
  • Train gold SQL for decline-reason and settlement definitions.
  • Optional headless path when you already own the portal UI.

Monetization

Turn reporting into a paid product tier

Advanced payment analytics is a natural upsell. Package AI Q&A and customizable boards as a Pro plan instead of absorbing endless CSV export requests.

Related guides

Anti-fraud analytics

Extend into chargebacks and risk scoring.

Fintech spend analytics

Spend insights for card and expense products.

RLS guide

Row-level patterns for payment data.

More solutions

Anti-Fraud AnalyticsChargebacks, risk scores, and anomaly trends—scoped per merchant with AI Q&A.Fintech Spend AnalyticsCategory, merchant, and cash-flow answers for card and expense products.Lending AnalyticsApproval funnels, portfolio health, and delinquency views per partner.SaaS Product AnalyticsAdoption, retention, and feature usage boards for each customer tenant.
View all solutions

FAQ

What is embedded payments analytics?

It is merchant-facing payment KPI reporting—authorization, declines, settlement, disputes—rendered inside your product with multi-tenant isolation.

Can merchants ask why declines spiked?

Yes. QueryPanel’s AI assistant generates tenant-scoped SQL and charts from natural-language questions about payment performance.

Which databases are supported?

PostgreSQL, ClickHouse, BigQuery, and MySQL are commonly used for payment event stores and aggregates.